Social Impact Investing
When you invest in Capital for Change, (C4C) you strategically invest in Connecticut’s people and communities. C4C blends a mission-driven lending philosophy with the financial savvy of a bank. We use our capital to create economic opportunity and strengthen low-wealth communities. Our investors include dozens of socially-concerned individuals, banks and faith-based organizations, foundations and government, all of whom help us bring change and opportunity to communities across Connecticut
Investment Statistics (5/1/2016 through 2020 YTD)
2,466
Housing units created or maintained
10,389
Units of affordable home-ownership
205
Families received homebuyer training & foreclosure counseling
757
Jobs created
58,395,105
Leveraged
CO2 reduction
626 cars off the road for 1 year
Our Investors Speak
Investment Terms
INVESTMENT AMOUNT
$1,000 or more
TERM
1 - year or more
RETURN
Fixed Simple Int. Rates:
1 - 2 years: up to 2.5%
3-7 years: up to 3%
7-10 years: up to 3.5%
10+ years: up to 4%
INTEREST PAYMENT
Annual
or
at the end of
your term
Ready to Invest?
Please contact Darcy Arcand:
Email: darcand@capitalforchange.org
Phone: (475) 253-9702
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Know Your Impact
We track our impact with a number of indicators. The Four Core impacts are People Served, Affordable Housing Units Created or Retained, Energy Saved / Carbon Reduced, and Jobs Created or Retained. You will receive regular communications detailing what your investment has accomplished for our communities.
IMPACT & ANNUAL REPORTSSecuring Our Future
We take great care to maintain reserves to protect investors’ money Since 1987, our Social Impact Investment program has maintained a 100% repayment rate – plus interest – to our community of investors, and has made over $30M in loans to affordable housing developers and nonprofits in need. Investments in our loan fund are not FDIC insured nor are they tax-deductible charitable gifts.
SUCCESS STORIES