The HES Payment Plan Loan provides low-cost financing for energy efficiency improvements. The objective is to reduce household costs while maintaining healthy, efficient, and comfortable homes. Save energy and money by improving your home's energy efficiency with 0% financing.

We can help you finance these improvements with low-interest loans made possible through sponsorship by the Connecticut Energy Efficiency Fund in partnership with Eversource, the United Illuminating Company (UI), Southern Connecticut Gas Corporation, and Connecticut Natural Gas Company. Loans may be for $500 to $3,000 and funding will be used for conducting qualified improvements/equipment replacements. Non-listed work directly related and necessary to the installation of the listed qualifying measures may be financed along with the qualifying measures at the applicable interest rate (capped at 20% of the total loan amount). HES-IE customers may qualify for additional work to be included in the loan.
 

Eligibility
*Eversource and UI electric customers

1. Applicants must own a single or 2-4 family home (includes condos, mobile homes, and vacation homes) in the State of Connecticut.

2. Applicants must participate in the Home Energy Solutions ℠ Program (call 877-WISE-USE (877-947-3873) to arrange a HES assessment for your home).

3. Projects that are underway or completed will not qualify for financing. Please do not schedule your project until after you have received your loan documents.

4. All work must be completed by a C4C Participating Contractor. 

 

Eligible Improvements (must meet current Home Energy Solutions rebate requirements) )

The 0% loan is limited to the measures listed below.

• High-Efficiency Insulation Air and Duct Sealing

• ENERGY STAR® Ductless Heat Pumps 

• ENERGY STAR® Electric Heat Pump Water Heaters

• ENERGY STAR® Tankless Natural Gas Hot Water Heaters

• ENERGY STAR® Indirect/Combination Water Heaters attached to a natural gas ®boiler

• ENERGY STAR® Natural Gas Condensing Storage Tank

• ENERGY STAR® Replacement windows.

Loan Terms
Loan payment is added to your monthly electric bill

• $500 to $3,000 loan amount.

• 0% interest rate

• 3 year (36 months) repayment term

All work must be completed by a C4C Participating Contractor.