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Capital To Empower Landlords & Non-Profits

Capital for Change (C4C) provides responsive financial products and capital solutions to help create and sustain lasting,  positive change in Connecticut’s low- and moderate-income communities.

Our Commercial Loan Programs and Services 

||| Loan Programs and Services 

Affordable Housing Financing
C4C assists developers in creating affordable rental housing, supportive housing, mutual housing, cooperatives and homeownership. Loans may be for acquisition, bridge funding, construction/rehabilitation financing or permanent terms. 
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Energy Efficiency Financing 
Loans Improving Multifamily Efficiency (LIME): Loans for improving efficiency help property owners to make energy-efficiency improvements to multifamily properties or condominium developments. Preference is given to properties with 60% of units affordable to households at no higher than 80% of Area Median Income (AMI); HUD-financed properties, including housing authorities; CHFA-financed and FHA-insured developments; properties in low- or moderate-income geographies; and Transit-Oriented Developments (TODs).
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Nonprofit and Small Business Financing
C4C expands economic opportunity by making loans to businesses* and nonprofit organizations that contribute to the well-being of their communities. Eligible borrowers can qualify for loans ranging from $50,000 to $1 million for working capital, fixed-asset acquisition and financing of commercial real estate and leasehold improvements. (*as funding allows)
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Contract Management Services
C4C facilitates implementation of publicly-funded programs and projects by lending its capacity to local public and quasi-public municipalities and entities that may need loan underwriting services, portfolio management and loan servicing or program-administration services. These activities include homeownership and landlord-training services, public revolving loan fund management, underwriting services and loan servicing.

||| We're Here To Help


Carla Weil,
Director of Commercial Lending & Impact
860.233.5165 ext. 1180
Company: NMLS #276717


Cassandra Bradley
Officer, Commerial Lending
860.233.5165 ext. 2049
Company: NMLS #276717


Griselda Champagne
Commercial Officer, Multifamily Lending
203-789-8690 ext. 1290
Company: NMLS #276717


Reid Fraser
Commerial Loan Officer, Multifamily Lending
860.233.5165 ext. 2043
Company: NMLS #276717

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